Privacy Policy Statement
SITE TERMS AND CONDITIONS OF USE
We have taken every effort to design our Web site to be
useful, informative, helpful and honest. Hopefully we've accomplished that - and would ask that you let us know if
you'd like to see improvements or changes that would make it even easier for you to find the information you need
and want.
All we ask is that you agree to abide by the following Terms
and Conditions. Take a few minutes to look them over because by using our site you automatically agree to
them.
Naturally, if you don't agree, please do not use the site.
We reserve the right to make any modifications that we deem necessary at any time. Please continue to check these
terms to see what those changes may be!
Your continued use of www.badcreditpersonalloansa-z.comWeb site means that you accept those changes.
THANKS AGAIN FOR VISITING!
Restrictions on Use of Our Online Materials. All Online
Materials on the www.badcreditpersonalloansa-z.com site,
including, without limitation, text, software, names, logos, trademarks, service marks, trade names, images,
photos, illustrations, audio clips, video clips, and music are copyrighted intellectual property.
All usage rights are owned and controlled by www.badcreditpersonalloansa-z.com.
You, the visitor, may download Online Materials for
non-commercial, personal use only provided you
1) retain all copyright, trademark and propriety
notices,
2) you make no modifications to the materials,
3) you do not use the materials in a manner that suggests an association with any of our products, services, events
or brands, and
4) you do not download quantities of materials to a database, server, or personal computer for reuse for commercial
purposes.
You may not, however, copy, reproduce, republish, upload,
post, transmit or distribute Online Materials in any way or for any other purpose unless you get our written
permission first. Neither may you add, delete, distort or misrepresent any content on the www.badcreditpersonalloansa-z.com site.
Any attempts to modify any Online Material, or to defeat or
circumvent our security features is prohibited.
Everything you download, any software, plus all files, all
images incorporated in or generated by the software, and all data accompanying it, is considered licensed to you by
www.badcreditpersonalloansa-z.com or third-party licensors
for your personal, non-commercial home use only.
We do not transfer title of the software to you. That means
that we retain full and complete title to the software and to all of the associated intellectual-property rights.
You're not allowed to redistribute or sell the material or to reverse-engineer, disassemble or otherwise convert it
to any other form that people can use.
Submitting Your Online Material to Us. All remarks,
suggestions, ideas, graphics, comments, or other information that you send to www.badcreditpersonalloansa-z.com through our site (other than
information we promise to protect under our privacy policy becomes and remains our property), even if this
agreement is later terminated.
That means that we don't have to treat any such submission
as confidential. You can't sue us for using ideas you submit. If we use them, or anything like them, we don't have
to pay you or anyone else for them. We will have the exclusive ownership of all present and future rights to
submissions of any kind. We can use them for any purpose we deem appropriate to our www.badcreditpersonalloansa-z.com mission, without compensating you
or anyone else for them.
You acknowledge that you are responsible for any submission
you make. This means that you (and not we) have full responsibility for the message, including its legality,
reliability, appropriateness, originality, and copyright.
Limitation of Liability
www.badcreditpersonalloansa-z.com WILL NOT BE LIABLE FOR ANY
DAMAGES OR INJURY THAT ACCOMPANY OR RESULT FROM YOUR USE OF ANY OF ITS SITE. THESE INCLUDE (BUT ARE NOT LIMITED TO)
DAMAGES OR INJURY CAUSED BY ANY:
USE OF (OR INABILITY TO USE) THE SITE
USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR SITE
FAILURE OF OUR SITE TO PERFORM IN THE MANNER YOU EXPECTED OR DESIRED
ERROR ON OUR SITE
OMISSION ON OUR SITE
INTERRUPTION OF AVAILABILITY OF OUR SITE
DEFECT ON OUR SITE
DELAY IN OPERATION OR TRANSMISSION OF OUR SITE
COMPUTER VIRUS OR LINE FAILURE
PLEASE NOTE THAT WE ARE NOT LIABLE FOR ANY DAMAGES,
INCLUDING:
DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY
DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS "CONSEQUENTIAL DAMAGES.")
OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS
"INCIDENTAL DAMAGES.")
WE ARE NOT LIABLE EVEN IF WE'VE BEEN NEGLIGENT OR IF OUR
AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR BOTH. EXCEPTION: CERTAIN STATE
LAWS MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE "INCIDENTAL" OR "CONSEQUENTIAL" DAMAGES. IF YOU LIVE
IN ONE OF THOSE STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD MEAN THAT YOU MIGHT HAVE THE
RIGHT TO RECOVER THESE TYPES OF DAMAGES. HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES,
INJURIES, AND CLAIMS OF ANY AND EVERY KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR
CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT, OR THEY'RE CLAIMED UNDER ANY OTHER LEGAL THEORY) WILL
NOT BE GREATER THAN THE AMOUNT YOU PAID IF ANYTHING TO ACCESS OUR SITE.
Links to Other Sites. We sometimes provide referrals to and
links to other World Wide Web sites from our site. Such a link should not be seen as an endorsement, approval or
agreement with any information or resources offered at sites you can access through our site. If in doubt, always
check the Uniform Resource Locator (URL) address provided in your WWW browser to see if you are still in a
www.badcreditpersonalloansa-z.com-operated site or have moved to another site. www.badcreditpersonalloansa-z.comis not responsible for the content or practices of third party
sites that may be linked to our site. When www.badcreditpersonalloansa-z.com provides links or references to
other Web sites, no inference or assumption should be made and no representation should be inferred that
www.badcreditpersonalloansa-z.com is connected with,
operates or controls these Web sites. Any approved link must not represent in any way, either explicitly or by
implication, that you have received the endorsement, sponsorship or support of any www.badcreditpersonalloansa-z.com site or endorsement,
sponsorship or support of www.badcreditpersonalloansa-z.com, including its respective
employees, agents or directors.
Termination of This Agreement. This agreement is effective
until terminated by either party. You may terminate this agreement at any time, by destroying all materials
obtained from all www.badcreditpersonalloansa-z.com Web
site, along with all related documentation and all copies and installations. www.badcreditpersonalloansa-z.com may terminate this agreement
at any time and without notice to you, if, in its sole judgment, you breach any term or condition of this
agreement. Upon termination, you must destroy all materials. In addition, by providing material on our Web site, we
do not in any way promise that the materials will remain available to you. And www.badcreditpersonalloansa-z.com is
entitled to terminate all or any part of any of its Web site without notice to you.
Jurisdiction and Other Points to Consider. If you use our
site from locations outside of the United States, you are responsible for compliance with any applicable local
laws.
These Terms of Use shall be governed by, construed and
enforced in accordance with the laws of the California, USA , as it is applied to agreements entered into and to be
performed entirely within such jurisdiction.
To the extent you have in any manner violated or threatened
to violate www.badcreditpersonalloansa-z.com and/or its
affiliates' intellectual property rights, www.badcreditpersonalloansa-z.com and/or its affiliates may seek
injunctive or other appropriate relief in any state or federal court in the State of California, USA , and you
consent to exclusive jurisdiction and venue in such courts.
Any other disputes will be resolved as follows:
If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually
agreed-upon mediator in the following location: Los Angeles, CA, USA . Any costs and fees other than attorney fees
associated with the mediation will be shared equally by each of us.
If it proves impossible to arrive at a mutually satisfactory
solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Los
Angeles, CA, USA , under the rules of the American Arbitration Association. Judgment upon the award rendered by the
arbitration may be entered in any court with jurisdiction to do so.
www.badcreditpersonalloansa-z.com may modify these Terms of Use, and the agreement they
create, at any time, simply by updating this posting and without notice to you. This is the ENTIRE agreement
regarding all the matters that have been discussed.
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Privacy Policy
www.badcreditpersonalloansa-z.com strives
to offer its visitors the many advantages of Internet technology and to provide an interactive and personalized
experience. We may use Personally Identifiable Information (your name, e-mail address, street address, telephone
number) subject to the terms of this privacy policy. We will never sell, barter, or rent your email address to any
unauthorized third party. Period.
How we gather information from users:
How we collect and store information depends on the page you
are visiting, the activities in which you elect to participate and the services provided. For example, you may be
asked to provide information when you register for access to certain portions of our site or request certain
features, such as newsletters or when you make a purchase. You may provide information when you participate in
sweepstakes and contests, message boards and chat rooms, and other interactive areas of our site.
Like most Web sites, www.badcreditpersonalloansa-z.com also
collects information automatically and through the use of electronic tools that may be transparent to our visitors.
For example, we may log the name of your Internet Service Provider or use cookie technology to recognize you and
hold information from your visit. Among other things, the cookie may store your user name and password, sparing you
from having to re-enter that information each time you visit, or may control the number of times you encounter a
particular advertisement while visiting our site. As we adopt additional technology, we may also gather information
through other means. In certain cases, you can choose not to provide us with information, for example by setting
your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site or
may be asked to re-enter your user name and password, and we may not be able to customize the site's features
according to your preferences.
What we do with the information we collect
Like other Web publishers, we collect information to enhance
your visit and deliver more individualized content and advertising. We respect your privacy and do not share your
information with anyone. Aggregated Information (information that does not personally identify you) may be used in
many ways. For example, we may combine information about your usage patterns with similar information obtained from
other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are
most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners.
Again, this information does not include any Personally Identifiable Information about you or allow anyone to
identify you individually.
We may use Personally Identifiable Information collected on
www.badcreditpersonalloansa-z.com to communicate with you about your registration and customization
preferences; our Terms of Service and privacy policy; services and products offered by www.badcreditpersonalloansa-z.com and other topics we think you
might find of interest.
Personally Identifiable Information collected by www.badcreditpersonalloansa-z.commay also be
used for other purposes, including but not limited to site administration, troubleshooting, processing of
e-commerce transactions, administration of sweepstakes and contests, and other communications with you. Certain
third parties who provide technical support for the operation of our site (our Web hosting service for example) may
access such information. We will use your information only as permitted by law. In addition, from time to time as
we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such
transactions, user information may be among the transferred assets. We may also disclose your information in
response to a court order, at other times when we believe we are reasonably required to do so by law, in connection
with the collection of amounts you may owe to us, and/or to law enforcement authorities whenever we deem it
appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such
cases.
Affiliated sites, linked sites and
advertisements
www.badcreditpersonalloansa-z.com expects its partners, advertisers and affiliates to respect
the privacy of our users. Be aware, however, that third parties, including our partners, advertisers, affiliates
and other content providers accessible through our site, may have their own privacy and data collection policies
and practices. For example, during your visit to our site you may link to, or view as part of a frame on a
www.badcreditpersonalloansa-z.com page, certain
content that is actually created or hosted by a third party. Also, through www.badcreditpersonalloansa-z.comyou may be introduced to, or be able to access, information,
Web sites, features, contests or sweepstakes offered by other parties. www.badcreditpersonalloansa-z.comis not
responsible for the actions or policies of such third parties. You should check the applicable privacy policies
of those third parties when providing information on a feature or page operated by a third
party.
While on our site, our advertisers, promotional partners or
other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve
information about you. For example, some of our advertising is served by third parties and may include cookies that
enable the advertiser to determine whether you have seen a particular advertisement before. Other features
available on our site may offer services operated by third parties and may use cookies or other technology to
gather information. www.badcreditpersonalloansa-z.com does
not control the use of this technology by third parties or the resulting information, and is not responsible for
any actions or policies of such third parties.
You should also be aware that if you voluntarily disclose
Personally Identifiable Information on message boards or in chat areas, that information can be viewed publicly and
can be collected and used by third parties without our knowledge and may result in unsolicited messages from other
individuals or third parties. Such activities are beyond the control of www.badcreditpersonalloansa-z.com and this policy.
Children
www.badcreditpersonalloansa-z.com does not
knowingly collect or solicit Personally Identifiable Information from or about children under 13 except as
permitted by law. If we discover we have received any information from a child under 13 in violation of this
policy, we will delete that information immediately. If you believe www.badcreditpersonalloansa-z.com has any information from or
about anyone under 13, please contact us at the address listed below.
Here are a few tips to help make a child's online experience
safer:
Teach kids never to give personal information, unless
supervised by a parent or responsible adult. Includes name, address, phone, school, etc.
Know the sites your kids are visiting and which sites are
appropriate.
Look for Web site privacy policies. Know how your child's
information is treated.
Check out the FTC's site
<http://www.ftc.gov/bcp/conline/edcams/kidzprivacy/index.html> for more tips on protecting children's privacy
online.
Contacting Us.
We can be reached by contacting: www.badcreditpersonalloansa-z.com
Email: support@infofroma-z.com
Changes to this Policy
www.badcreditpersonalloansa-z.com reserves
the right to change this policy at any time. Please check this page periodically for changes. Your continued use of
our site following the posting of changes to these terms will mean you accept those changes. Information collected
prior to the time any change is posted will be used according to the rules and laws that applied at the time the
information was collected.
Governing law
This policy and the use of this Site are governed by
California, USA law. If a dispute arises under this Policy we agree to first try to resolve it with the help of a
mutually agreed-upon mediator in the following location: Los Angeles, CA, USA. Any costs and fees other than
attorney fees associated with the mediation will be shared equally by each of us.
If it proves impossible to arrive at a mutually satisfactory
solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Los
Angeles, CA, USA, under the rules of the American Arbitration Association. Judgment upon the award rendered by the
arbitration may be entered in any court with jurisdiction to do so.
For each visitor to our Web page, our Web server
automatically recognizes information of
your browser, IP address, City/State/Country.
We collect only the domain name, but not the e-mail address of visitors to our Web page, the e-mail addresses of
those who communicate with us via e-mail.
The information we collect is used for internal review and is then discarded, used to improve the content of our
Web page, used to customize the content and/or layout of our page for each individual visitor.
With respect to cookies: We use cookies to store visitors preferences, record user-specific information on what
pages users access or visit, customize Web page content based on visitors' browser type or other information that
the visitor sends.
With respect to Ad Servers: To try and bring you offers that are of interest to you, we have relationships with
other companies like Google (www.google.com/adsense) that we allow to
place ads on our Web pages. As a result of your visit to our site, ad server companies may collect information such
as your domain type, your IP address and clickstream information. For further information, consult the privacy
policy of:
http://www.google.com/privacy.html
Google uses the DART cookie to serve ads to our users based
on their previous visits to our sites and other sites on the Internet. Users may opt out of the use of the DART
cookie by visiting the Google ad and content network privacy policy at http://www.google.com/privacy_ads.html.
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